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USDA RURAL HOUSING PROGRAM

BENEFITS & HIGHLIGHTS

Rural Housing Loans are primarily used to help individuals and households purchase homes in rural areas. They’re designed to help promote the stability and growth of America’s rural communities.

The benefits & highlights of the USDA Rural Housing Program in Utah include:

  • No Down payment Requirement

  • 100% financing available

  • Low 30-year fixed interest rates

  • Finance closing costs and prepaids

  • No prepayment penalties

  • No private mortgage insurance requirements

  • No balloon payments or adjustable rate mortgages(ARM’s)

  • Moderate income limits apply

  • Excellent for first-time home owners

LEARN MORE ABOUT THE PROGRAM

Wondering if your area qualifies?

Download the map to see which rural counties of Utah qualify for the USDA Rural Housing Program.

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