Do you know whether you qualify for a USDA Single Family Housing Guaranteed Loan Program?

It’s not uncommon for homebuyers to be unaware that they are looking at properties in an area designated as rural by the USDA, and that they may qualify for the 100% financing that comes with a USDA loan. This is especially the case when searching for a new home in an area that is growing, and may feel more “suburban” than “rural.” Example: Saratoga Springs and Eagle Mountain.

So, How Can You Qualify?

  • 620 minimum qualifying credit score
  • Available in a 30 year fixed term
  • Eligible properties include 1 – 2 unit primary residences, Single-wide and Multi-Width Manufactured Housing, HUD/FHA, VA, Fannie Mae, or Freddie Mac approved Condominiums and PUDs
  • No down payment required – borrowers can finance up to 100% of the appraised home value or a borrower can have a gift or grant go toward the down payment with no money out of pocket
  • No maximum purchase limit – the USDA Single Family Housing Guaranteed Loan Program has no maximum purchase price limit

Take advantage of one of the few 100% financing options available.

For more information on the USDA Single Family Housing Guaranteed Loan Program and our other program options, contact me today!

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Our simple, secure online application makes applying for a USDA loan a breeze.

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